The European Cards Stakeholders Group (ECSG) AISBL, an industry association actively working on cards standardisation in the Single Euro Payments Area (SEPA), publishes the SEPA Cards Standardisation Volume (“the Volume”).

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BY CONSULTING OR BY USING THE VOLUME YOU AGREE ON YOUR BEHALF AND ON BEHALF OF EACH ENTITY AND PERSON ON BEHALF OF WHOM YOU ACT TO BE LEGALLY BOUND BY THE TERMS OF THE PRESENT DISCLAIMER.

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Whilst the ECSG has used its best endeavours to make sure that the information, data, documentation and other materials contained in the Volume are accurate and complete, and whilst the Volume aims to be in accordance with the relevant applicable laws, regulations and directives, the ECSG does not accept any liability for any error, omission or non-conformance, and your use of the Volume and the information, data and other materials contained therein is at your own risk. The Volume and the information, data and other materials contained therein are provided to you “as is” without warranty of any kind, and are not intended to provide, and do not constitute regulatory or legal advice to any individual or entity. It remains your sole responsibility to ensure that your activities related to Card services and the use of the Volume and the information, data and other materials contained therein are fully compliant to the relevant applicable laws, regulations and directives in force. You are urged to consult with your own advisors before taking any action based on the Volume.

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Neither the ESCG nor any other party involved in creating, producing or delivering the Volume will be liable for any damages whatsoever (including, without limitation, incidental, consequential, indirect or punitive damages, lost profits, or damages resulting from lost data or business interruption) resulting from your use of or inability to use the Volume and the information, data and other materials contained therein, whether based on warranty, contract, tort, or any other legal theory.

You agree to defend, indemnify and hold harmless the ECSG and its members, from and against any and all claims, actions or demands, including costs and attorney’s fees, arising from or in connection with your use of the Volume. The ECSG shall provide notice to you promptly of any such claim, suit or proceeding and shall provide you with reasonable assistance, at your expense, in defending any such claim, suit or proceeding.

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The terms of this disclaimer are subject to Belgian law. In case of a dispute only the Brussels courts have jurisdiction.